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Dave Ramsey

Dave Ramsey SmartVestor Pros (SVP)

Right here in North Dakota and Northwestern Minnesota!

Financial Strategies Group is committed to helping individuals and families become financially strong. Two of our financial advisors have committed themselves to serving as North Dakota and Minnesota SmartVestor Pros (SVP). They have found that serving as SmartVestor Pros is a useful tool in reaching their mission of being a guide towards a strong financial future through education and sage advice.



SmartVestor Pros (SVPs) are financial advisors who follow Dave Ramsey’s teaching and have been vetted by Dave and his team. They have been carefully selected through an interview process to be a part of the Dave Ramsey SmartVestor program.  They affirm that eliminating debt and investing for the long-term is the ideal way to build wealth and prepare for retirement. They recommend that clients have a reasonable emergency fund before starting to invest. SVPs commit to prompt and responsive client service and work with all clients regardless of account size, preferences, or background. They do not offer proprietary products and believe that long term financial success significantly depends on the client being educated and understanding their personal finances, investments, and overall financial plan.


There are many financial advisors in our country, but who can you trust to give you sound advice? Dave Ramsey felt it was important to create a list of those that he trusts. SmartVestor Pros are chosen by Dave and his team because they have the heart of a teacher and provide excellent customer service.



Two of Financial Strategies Groups advisors have been selected by Dave and his team to become SmartVestor Pros, teaching Dave Ramsey’s principles and providing excellent customer service.

SmartVestor Pro

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Craig Rottman joined Financial Strategies group in 2003 and serves as a Financial Advisor to many clients. Craig is a Dave Ramsey SmartVestor Pro (SVP).

“Since I began as an Endorsed Local Provider in September, 2011, until the transition to the SmartVestor program in August, 2016, I have thoroughly enjoyed this position. I get the opportunity to meet with Dave Ramsey fans of all age, both men and women, from students to retirees, from people born in the Fargo area to people born overseas. For some people, I am the first financial advisor that they have ever spoken with, which I see as an honor. Everyone seems to have a unique story that they are willing to share with me. I do my best to put myself in their shoes, applying Dave’s principles and using words and ideas which best address their particular situation.”

SmartVestor Pro

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Tawna Hermanson serves as a Financial Advisor at Financial Strategies Group. Her approach to advising is one of a teacher - helping others to learn how to manage their finances well. As a Dave Ramsey SmartVestor Pro (SVP), Tawna loves to help individuals and families think through their overall financial picture and coach them toward their goals.

“Through being a SmartVestor Pro, I’m able to provide hope and encouragement. My greatest success is when others succeed whether it be through completing their first budget, paying off their first loan, or investing for the first time. I love seeing people of all ages take control of their money and have a feeling of financial peace.”


When it comes to personal finances, the biggest question people have is “who can I trust.” At Financial Strategies Group, we understand that concern. That is why Craig and Tawna felt it was important to become SmartVestor Pros.

SmartVestor Pros are selected by Dave and his team through an application and interview process to ensure they are choosing someone who has the heart of a teacher, who will provide outstanding customer service, and who understands and practices the same principles as Dave Ramsey.


Dave Ramsey’s story began when he started his first business at age 12. His dad understood the importance of working hard and earning money so he encouraged him to do just that. Through his lawn mowing business, Ramsey learned the importance of having good customer service and staying true to your word.

After graduating high school, Dave sat for and passed his Real Estate exam. Not long after, Dave married his wife, Sharon. They started out their lives together with nothing. They Ramseys started buying and selling real estate when Dave was in his early 20s and before long they became a millionaires.

Just a few years later, the banks that held the Ramsey’s notes were sold and the new banks decided to call the notes. Although Dave and Sharon did all they could to pay back the notes, they weren’t able to come up with the total amount in time and ended up having to file bankruptcy.

Soon after that, Dave and Sharon began finding out that God had something to say about managing money. They then started applying basic principles to their life like a budget, having an emergency fund, and living debt free. Dave now focuses his time on helping people win with money which all begins with having hope. Through books like The Total Money Makeover and his radio show, The Dave Ramsey Show, he’s able to answer questions and give encouragement to people in all different financial situations.

Ramsey started with nothing, became a millionaire, then lost it all. He unashamedly uses his story to help people. To make them believe that they can win.


We are here to help you! If you have questions on budgeting or are looking for help understanding Dave Ramsey’s baby steps we’d love to help! If you’re needing encouragement as you pay off debt, we’d love to cheer you on! Or, if you’re ready to take the next step into investing, we’re happy to give you guidance and help you get started. Let us know how we can assist you in your journey.

Setting up a free consultation with our SmartVestor Pros is the best way to connect. They guide you through foundational financial principles and can be your coach as you walk through each step of your financial journey.

You will find that having someone to walk you through a plan that works for you can be a huge inspiration to completing your financial goals!


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